Solutions / COI Verification
Smarter Insurance Reviews for Equipment Finance
Verify certificates of insurance against deal requirements and previously approved COIs automatically. Purpose-built for equipment finance: multi-asset deals, serial number matching, and comprehensive insurance verification.
The Problem
COI Verification in Equipment Finance Is More Complex Than It Looks
Every COI that crosses your desk requires checking coverage types, limits, serial numbers, named insured, additional insured, loss payee, policy dates, and insurer details. Each field must be cross-referenced against the equipment schedule and deal requirements.
Each review takes several minutes per document
Multi-asset deals with serial numbers take significantly longer
Roughly 15% of COIs have at least one deficiency on first submission
The Solution
Insurance Document Intelligence, Purpose-Built
Swift Stack applies document intelligence to the insurance verification workflow in equipment finance. The system ingests your incoming certificate of insurance, analyzes every relevant field against your insurance requirements and internal rules, and presents any issues or warnings directly in the document for a clear and confident review.
In production, this means 4x faster COI reviews, with multi-asset deals that used to take hours processed in minutes. Your team conducts exception-based reviews instead of checking every detail manually, reclaiming time and reducing risk.
How It Works
How Swift Stack Verifies Every COI
Ingest
Swift Stack receives the certificate of insurance. PDFs, scanned images, and digital certificates are all supported. Documents come in through your existing workflow.
Analyze
The system reads both documents, extracts every relevant field, and runs a field-by-field comparison against your insurance requirements or last approved COI. Serial number verification, entity name matching, coverage limits, endorsements, and policy details are all verified using a combination of AI extraction and structured logic.
Output
Results are presented as a readable overlay directly on the insurance document. Every field is highlighted with the verification result, so your analyst can see exactly what passed, what failed, and why, without switching between screens or cross-referencing manually.
Built-in compliance
Full audit trail on every extraction, comparison, and routing decision
Every action is logged and traceable for compliance review
Verification logic adapts to your deal types and requirements
Verification
Verification Coverage
Benefits
What This Means for Your Team
Time Savings
Multi-asset COI reviews are the most time-consuming step in pre-funding documentation. Automated field-by-field comparison streamlines the review process, resulting in immense time savings at scale.
Fewer Missed Deficiencies
Manual review at volume means deficiencies get missed. Swift Stack checks every field consistently, catching issues that even experienced analysts can overlook.
More Deal Capacity, Same Team
COI verification handles the repetitive comparison so your team can focus on the exceptions and judgment calls that actually require their expertise.
FAQ
COI Verification Questions
Ready to Rethink Insurance Verification?
Your team reviews COIs every day. Swift Stack makes every review faster, more consistent, and easier to audit.
Or email us directly: hello@swiftstacksolutions.com